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Efficient Claims Management Strategies

As companies strive to mitigate risks and streamline their processes, they depend on their insurance carriers for efficient claims handling. Claims handling practices affect a company’s financial health, operational efficiency, and overall reputation. Every business owner...

Let it Snow: Why Snowmobile Insurance Is Essential in Connecticut

Connecticut’s picturesque landscapes get blanketed in snow throughout winter, transforming the terrain into a haven for snowmobile enthusiasts. The state’s rolling hills create an environment for memorable adventures and experiences for riders all winter, but...

Beyond Basic Coverage: Who Should Consider Umbrella Insurance?

When it comes to safeguarding assets and financial well-being, insurance is a fundamental component of your personal risk management strategy. While most individuals are familiar with standard insurance policies like auto, home, and health insurance,...

Rental Property Boom: What Does It Mean for Renters?

In the wake of evolving market dynamics, the rental property sector has experienced an unprecedented surge, presenting renters with a plethora of new housing options. However, this surge has not occurred without its share of...

Managing Risk of Employee-Owned Vehicles for Business Use

More employees than ever have started using their personal vehicles for business purposes. This trend is a result of various factors, including the rise of remote work and the gig economy. While this shift provides...

Golf Cart Insurance On and Off the Course

The right coverage for your golf cart depends on whether you use it on or off the course. Golf carts used on the course need general liability insurance. This coverage includes protection from accidents involving...

Rental Properties Insurance for Landlords: What You Need to Know

Investing in rental properties can be lucrative, but it comes with its fair share of risks and uncertainties. Rental properties insurance can help by safeguarding your investment and offering peace of mind. The Scope of...

The Unique Risks for Mobile Home Owners

Mobile homes offer affordability, flexibility, and the opportunity to live a minimalist lifestyle. However, they also come with unique risks and challenges. The more you know about mobile homes and the right mobile home insurance...

What General Liability Insurance Covers (And Doesn’t Cover)

Numerous threats can harm a company's financial health and reputation, from customer slip-and-fall accidents to product liability claims. As such, it’s imperative that business owners understand the ins and outs of general liability insurance, including...

Whole Life vs. Universal Life Insurance: Know the Difference

Life insurance is a crucial component of a comprehensive financial strategy, providing peace of mind and security. However, choosing the right type of individual life insurance can be daunting. Two common types to consider are...

Navigating Workers’ Comp in Connecticut: What Business Owners Need to Know

Workers' compensation is a crucial aspect of running a business in Connecticut. It protects both employees and employers in the event of on-the-job injuries or illnesses. At Byrnes Agency, we recognize the importance of workers’ comp...

How Excess Liability Coverage Enhances Your Business Insurance

Business owners need to protect their investments with adequate insurance to address potential risks. One important part of risk management is excess liability insurance. When a company’s liability risks potentially exceed its standard coverage, additional...

The Role of Cyber Liability Insurance in Risk Management

In today's technology-driven society, businesses face an ever-growing threat from cybercriminals who are constantly evolving their tactics. These threats can have devastating consequences, from financial losses to reputational damage. To protect themselves from these risks,...

Do Private Companies Need Directors and Officers Insurance?

Directors and officers play a pivotal role in shaping a company's success. However, their positions also expose them to significant risks, including legal liabilities. In recent years, the number of lawsuits targeting these individuals has...

6 Essential Types of Business Insurance for Auto Repair Shops

Auto repair shops face a variety of risks every day, including equipment breakdowns and accidents. Keeping your business running in the face of the unexpected starts with ensuring that you have adequate insurance protection with...

Do I Need General Liability Insurance for My Connecticut Business?

Businesses face a variety of challenges, risks, and uncertainties. In such a dynamic environment, business owners need a safety net to protect against the potential financial losses of unforeseen events. General liability insurance is an...