Blog

Navigating Workers’ Comp in Connecticut: What Business Owners Need to Know

Workers' compensation is a crucial aspect of running a business in Connecticut. It protects both employees and employers in the event of on-the-job injuries or illnesses. At Byrnes Agency, we recognize the importance of workers’ comp...

How Excess Liability Coverage Enhances Your Business Insurance

Business owners need to protect their investments with adequate insurance to address potential risks. One important part of risk management is excess liability insurance. When a company’s liability risks potentially exceed its standard coverage, additional...

The Role of Cyber Liability Insurance in Risk Management

In today's technology-driven society, businesses face an ever-growing threat from cybercriminals who are constantly evolving their tactics. These threats can have devastating consequences, from financial losses to reputational damage. To protect themselves from these risks,...

Do Private Companies Need Directors and Officers Insurance?

Directors and officers play a pivotal role in shaping a company's success. However, their positions also expose them to significant risks, including legal liabilities. In recent years, the number of lawsuits targeting these individuals has...

6 Essential Types of Business Insurance for Auto Repair Shops

Auto repair shops face a variety of risks every day, including equipment breakdowns and accidents. Keeping your business running in the face of the unexpected starts with ensuring that you have adequate insurance protection with...

Do I Need General Liability Insurance for My Connecticut Business?

Businesses face a variety of challenges, risks, and uncertainties. In such a dynamic environment, business owners need a safety net to protect against the potential financial losses of unforeseen events. General liability insurance is an...

Determining the Right General Liability Insurance Policy for Your Business Needs

As a business owner, you face many risks and uncertainties daily. Protecting your business from the risk of financial losses from accidents, property damage, and lawsuits should take priority. That means securing the proper general...

Common Types of Professional Liability

Professional liability protection is crucial regardless of your business’s industry. When you run into problems with omissions, negligence, or errors when providing professional services, you may have to deal with expensive lawsuits and damage to...

The Importance of D&O Insurance for Protecting Your Business and Leadership

When you control and lead a business, you can make significant decisions that impact your company and its stakeholders. Part of being a good leader is knowing how crucial it is to prioritize protection for...

Maximizing Coverage: Umbrella Insurance for High-Net Worth Homeowners

Protecting your wealth and assets is a priority for homeowners with high net worth. Investing in high-limit umbrella insurance may be the best solution for comprehensive coverage that protects your investments. Below, we will explore...

Safety Tips to Consider for Your Yacht

When you buy a yacht, you own a symbol of prestige, and with it comes the need for yacht insurance to protect your investment. While purchasing this insurance is vital to protect yourself financially, you...

Jewelry and Art Insurance: Coverage Options and Considerations

For homeowners with fine art and jewelry collections, ensuring proper protection is extremely important. A standard homeowners’ insurance policy isn’t enough, as it may not cover these high-value items. Jewelry and art insurance is the...

Building a Comprehensive Security System for High-Net Worth Residences

Owning a high-net-worth home comes with the responsibility of ensuring its safety and protection against potential intruders and threats. The preservation of cherished assets and the well-being of your family are paramount concerns, making it...

Understanding the Importance of Effective Claims Management for Your Business

To protect your business, you must identify and control threats to your company's profit margins. Generally, your company will use a risk management program to assess your risks. They will then determine the most effective...

Safeguarding Your Valuables: Protecting Art, Jewelry, and Collectibles in Your High-Net Worth Home

When investing in your future, ensure that all your valuables and expensive personal items are safe from any possible harm, such as fire or flooding. As you enjoy your high-net-worth home and all the possessions...

Claims Process in Business Auto Insurance: How to Handle Accidents and Damage

Business auto insurance is critical coverage if your company owns vehicles or if you or your employees use personal vehicles for work-related tasks. You must have insurance and understand how the claims work to handle...