Common Mishaps Covered by Connecticut Wedding Insurance

Common Mishaps Covered by Connecticut Wedding Insurance 

According to wedding industry groups, the average Americans spend between $18,000 and $32,000 on their perfect ceremony. Between the venues, attire, entertainment and wedding related services such as photography and catering, the big day can often become a huge financial investment. Many couples spend thousands in non-refundable deposits and reservation fees that, should anything go wrong, are often not recoverable expenses.

Weddings have the potential for many unexpected mishaps, such as poor weather and unexpected cancellations. With the average cost of a wedding now exceeding $29,000, couples are increasingly susceptible to financial devastation should anything about their perfect day goes unexpectedly wrong. Unanticipated costs can arise from a vast array of circumstances. The most common threats to any wedding celebration include:

• Issues with vendors and reception venues. These mishaps are the most frequent wedding insurance claims filed according to industry reports. Often the most common vendor issues arise when service providers fail to arrive on time or at all. Drivers not showing up, caterers going out of business, and event facilities closing can not only put a damper on the big day, but also prove extremely costly.  Often couples are faced with finding new venues and rebooking dates, creating added expenses to their already strained budgets.
• Weather events account for many claims, as inclement weather can have a negative impact on any celebration. Sure a little rain never hurt anyone, but a full-fledged storm can be a huge hazard. From lightning threats to flooding and wind conditions natural events can create quite a number of challenges for a wedding celebration.
• Unexpected illness or injury can also post unexpected risks to a ceremony. Whether the mother of the bride trips on her way into the facility or the groomsmen come down with a stomach bug, any type of illness or injury can cause a wedding to be postponed or rescheduled.

These unanticipated challenges can be devastating for a couple both emotionally and financially. Luckily Connecticut Wedding insurance is a specialty insurance policy designed to protect brides and grooms from certain risk exposures and financial responsibilities they face as hosts of a special event. Connecticut Wedding Insurance policies are designed to protect against specific types of claims arising from accidents taking place during the wedding, reception, and rehearsal. Depending on the policy and inclusions, it can also offer protection for couples from damage to the facility caused by a guest or vendor, bodily injury to guests they are found liable for, and alcohol-related accidents. At Byrnes Agency we specialize in providing complete Special Events Insurance coverage and other Personal Insurance solutions. For more information about how to protect your special event contact us today.

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Dayville Office

Phone: (860) 774-85
394 Lake Rd
Dayville, CT 06241
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Norwich Office

Phone: (860) 886-5498
6 Consumers Avenue
Norwich, CT 06360
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Woodstock Office

Phone: (860) 928-7928
1226 Connecticut 169
Woodstock, CT 06281
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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