Everything You Need to Know About Wedding Insurance

Posted on 7 April, 2021

Are you getting married soon but feel concerned that unexpected events could potentially derail your big day and result in serious financial losses? If so, you might want to consider the benefits of getting Dayville Wedding Insurance to help provide a safety net for your nuptials. If you’ve never considered getting wedding insurance until now, or perhaps never heard of this type of coverage, you might be wondering, what is covered by wedding insurance? Thankfully, it’s a fairly straightforward type of insurance – here’s everything you need to know about it.

It Can Help Protect Your Big Day From Unforeseen and Uncontrollable Circumstances

Perhaps the biggest benefit to getting wedding insurance is that it provides a layer of protection against uncontrollable or unforeseen circumstances that could derail your big day. Some such events could include:

Sudden severe weather events that may force you to cancel or move your ceremony and reception
Last-minute damages to wedding party outfits or other important items for the day
Failure to show up or perform duties on the part of one of your wedding contractors
Bankruptcy or closure of your intended wedding venue
Last-minute flight cancellations and similar unexpected circumstances that make it impossible for you, your wedding party, or your guests to attend the ceremony and reception
Unexpected governmental action that makes your original plans unattainable or even unlawful
Sudden injuries of a wedding party member or a close loved one

There Are Two Primary Types of Wedding Insurance

When shopping for wedding insurance, remember that there are two key types: liability and cancellation policies. The main differences are as follows.

Liability insurance can offer coverage for potential injuries or other accidents, including alcohol-related accidents, that may occur during the reception or ceremony
Cancellation insurance can provide partial or even full reimbursement to you if your wedding needs to be cancelled at the last minute
A combination of both types of insurance can provide the most protections

If You Want Wedding Insurance, Start Searching for a Policy as Soon as Possible

If these benefits sound like they would be helpful for your wedding, you may want to start searching for a policy as soon as possible. Although it’s still possible to secure wedding insurance close to the day-of, the sooner you get your policy, the more you may be able to relax and simply enjoy your planning and engagement period. Some great times to consider locking down wedding insurance could include:

As soon as you’ve put down a deposit on a venue
Before you’ve made the final payments to various vendors
Immediately after getting engaged and beginning the planning process

Whether you’re at the very start of your wedding planning or you’re getting closer to the big day, getting Dayville Wedding Insurance could help put your mind at ease. Consider these numerous benefits to getting wedding insurance as you decide whether this coverage is right for you and your soon-to-be spouse.

About Byrnes Agency

At Byrnes Agency, we offer insurance solutions that can be tailored to meet your specific needs. Whether you’re looking for personal policies or commercial coverage, we have the right coverage for you. To learn more about our products, contact us today at one of our two locations.

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Dayville Office

Phone: (860) 774-8549

394 Lake Rd

Dayville, CT 06241

United States

info@byrnesagency.com

Hours of Operation: Monday- Friday 9:00am-5:00pm

Norwich Office

Phone: (860) 886-5498

6 Consumers Avenue

Norwich, CT 06360