Homeowners Insurance: Tips For Buying Your First Connecticut Home

Buying your first Connecticut home is a huge milestone and exciting achievement. It is also stressful, financially challenging and time-consuming. Consumerist.com has a list of things to keep in mind when buying a house to help ease the process.

Understand your time horizon. If you’re looking for a short-term buy, you want to think about whether the place is a good investment. If you’re planning to settle down, factors such as the local school system or a larger lot to make room for future re-models might be important factors to consider.

Know the market conditions. Investigate the surrounding area. What comparable properties have sold over the past 3-6 months? Having knowledge of the surrounding area will keep you better informed.

Search and buy within your means. Don’t make any assumptions- cost of living continues to go up, so make sure you don’t purchase something you can’t afford down the line.

Don’t get sucked in by appearances. Sellers will present their home in the best possible light. Imagine the room with your furniture, and how it will fit your lifestyle, rather than how the house is now. Disregard any staging furniture that could cloud your vision of the house.

Have questions prepared. How old is the roof, heating system, hot water heater? What is the general cost of utilities? Ask detailed questions about the property- sellers and their agents should be prepared to answer them.

Make sure you’re covered. Your home is one the most important purchases you will ever make. Get the best protection possible to cover you against any future damage or liability with homeowners insurance.

At Byrnes Agency we specialize in providing Connecticut homeowners Insurance throughout the Connecticut and Southern New England area with comprehensive coverage. We take pride in the fact that so many residents trust us with one of their most valuable assets. Contact us today for more information.