How Truck Drivers Can Prevent Accidents

Truck drivers can prevent accidents by taking essential safety measures to avoid a major catastrophe from happening. Hazards on the road are everywhere, and commercial truck drivers must be vigilant about safety. Exercising good situational awareness and recognizing potential dangers can keep truckers safe and protect other drivers on the road.

Prevent Accidents: What Truckers Must Know

These initiatives can also help truckers prevent vehicle damage and costly claims against a business auto insurance policy.

Refrain From Distracted Driving to Avoid Liability and Business Auto Insurance Claims

Distracted driving is one of the leading causes of accidents. Distraction can take many forms, but cell phones are probably the most notorious culprit.

Truckers should always comply with state law involving talking or texting and driving. When the use of a device contributes to an accident, an insurance carrier might have grounds to deny a commercial auto coverage claim depending on the terms of its endorsement and a driver’s account of an accident.

Monitor Driving With Smart Devices

Installing a monitoring device on a vehicle’s Onboard Diagnostic Port can do much more for trucking companies than just tracking a vehicle’s location. A device may also capture information about how fast vehicles travel and when braking hard.

Insurance providers commonly recommend OBD devices to their business auto insurance clients because they can alert managers when people are driving unsafely in real-time. Making enables businesses to intercede and offer to coach or take disciplinary action before a driver repeats risky driving practices. Using these devices could make the total cost of Business Insurance CT more affordable.

Stay Ahead of the Weather

Rainy and snowy weather can be problematic for truckers trying to complete their routes. However, they must exercise appropriate precautions in inclement conditions on roadways. They have to moderate their speed and use their lights whenever there is poor visibility, regardless of the hour. They also have to anticipate when other vehicles that are traveling too fast may be unable to stop when they need to. Commercial truckers should heed their warnings when conditions are extremely poor and local authorities have issued a weather advisory urging people to stay off the road.

Perform Regular Vehicle Maintenance and Utilize Business Auto Insurance to Address Damage 

Preventive maintenance can help ensure that a truck is safe to operate. Forgoing key inspection and maintenance measures is a gamble that is not worth taking. Drivers should avoid holding back on insurance claims involving damage that could impact safety. While a claim could affect business auto insurance renewal rates, a moderate increase will probably be far less costly than a liability claim arising from an accident involving mechanical problems.

Ultimately, even experienced truck drivers should never let their guard down. Staying conscientious about safety risks on the road will help them avoid collisions that can cause injuries or vehicle damage.

About Byrnes Agency

At Byrnes Agency, we offer insurance solutions that can be tailored to meet your specific needs. Whether you’re looking for personal policies or commercial coverage, we have the right coverage for you. To learn more about our products, contact us today at one of our two locations.