Replacement value is the amount it would cost to rebuild your home from the ground up using similar materials and construction methods, and it's a key factor in determining the homeowners insurance coverage you need....
Formulating a homeowners' insurance quote before purchasing a policy is critical to ensure you get the best deal. Many buy homeowners' insurance without understanding the factors affecting coverage and premium cost. When you understand how carriers determine...
Before you start your renovation, there are many factors to consider, and specifics you must understand to know what you are getting into. Renovations could be the answer if your residence no longer suits your...
One of the biggest financial decisions--if not, the biggest financial decision--people can make in life is to purchase a home. But with more flexibility in renting, why would someone want to invest in their own...
For potential homebuyers researching the real estate market, there’s a good chance they’ll need to research home finance rates as well. Where you live, how long you plan on staying there, and other factors can...
The idea of buying a home can be exciting, fun, frustrating, and confusing, all at the same time. And while it’s easy to get caught up in the emotions of it all, an important question...
The holidays have come and gone and we’ve stepped into yet another new year. For certain parts of the country, this means plenty of snowy weather and chilly days ahead. But for homeowners, this means...
Thanksgiving is over and the holidays are officially in full swing, which means it’s time to put up the tree, hang the ornaments, and plug in the lights. But while it’s a great time to...
Fall has arrived, bringing with it crisp weather, changing leaves, and some time to prepare before the cold winter months settle in. And while you may be looking forward to the coming holiday season, you...
Halloween is already arriving around the corner, and as families are decorating their yards and figuring out what they want to dress up as this year a wide range of underlying risks are waiting to...
Summer is finally ending, the temperatures are cooling off, and the leaves are starting to turn. But while this may be a beautiful thing to see, changing leaves also tend to fall on the ground,...
While some people may purchase insurance and forget about it, there are actually many different life events that occur that can alter someone’s coverage. From getting a new job to moving across town to tying...
Summer is here and that means it’s time to crowd around the grill and spend the afternoon barbecuing with friends and family. But before you get the burgers and buns out, it’s important to note...
Summer break has just begun and that means many parents all across the country are in the early stages of preparing to ship off their kids to college for the first time this August. It...
The kitchen is known as the nucleus of the house. Whether it’s a studio apartment or large five-bedroom sprawling family house, the kitchen is the hub of whoever’s is living there. It’s not just for...
Going “green” and living a more sustainable life has moved beyond being a fad and more of a reality with the push for better emissions and understanding the effects of our collective carbon footprint in...
