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Homeowners Insurance Review: Ending the Year on a Safe Note

As the year draws to a close, it’s the perfect time to reflect on the past 12 months and prepare for the new year ahead. While resolutions and holiday preparations take center stage, one essential...

Safe Holiday Decorating and Insurance Considerations

The holiday season is a time of joy, togetherness, and festive decorations that transform our homes into magical spaces. However, amid the excitement, it’s important to prioritize safety when decorating. Improper practices can lead to...

Connecticut Summer Hazards: How Homeowners Insurance Helps

When summer rolls around in Connecticut, most people think of sunshine and barbecues. But lurking behind those sunny days are hazards that can catch homeowners off guard. From surprise thunderstorms to sneaky mold growth, summer...

Calculating Replacement Value: Key Steps for Home Insurance

Replacement value is the amount it would cost to rebuild your home from the ground up using similar materials and construction methods, and it's a key factor in determining the homeowners insurance coverage you need....

Frozen Pipes to Icy Roofs: 9 Winter Risks Every CT Homeowner Should Know

From frozen pipes to icy roofs, Connecticut winters bring seasonal hazards that can lead to costly damage and pose significant challenges to your home's structural integrity. Fortunately, the right homeowners coverage can provide peace of...

9 Methods to Lower Your Homeowners’ Insurance Quote

Formulating a homeowners' insurance quote before purchasing a policy is critical to ensure you get the best deal. Many buy homeowners' insurance without understanding the factors affecting coverage and premium cost. When you understand how carriers determine...

How to Avoid Holiday Accidents in the Home

It is wise to understand how you can avoid holiday accidents in the home to ensure your events go smoothly. As you get ready to enjoy the holidays at home, consider what you can do...

What to Do When a Guest Falls in Your Home During a Gathering

As Thanksgiving approaches, you must have a plan in the event that a guest falls in your home during the gathering. People throughout the U.S. will try hazardous activities such as deep-frying a turkey, even...

Before You Start Your Renovation

Before you start your renovation, there are many factors to consider, and specifics you must understand to know what you are getting into. Renovations could be the answer if your residence no longer suits your...

Homebuyers: Understanding Mortgage Loans

One of the biggest financial decisions--if not, the biggest financial decision--people can make in life is to purchase a home. But with more flexibility in renting, why would someone want to invest in their own...

Which Home Financing Option is Best for You?

For potential homebuyers researching the real estate market, there’s a good chance they’ll need to research home finance rates as well. Where you live, how long you plan on staying there, and other factors can...

6 Tips for Reducing Home Insurance Rates

In the United States, homeowners can expect to pay an average of $1,200 per year for homeowners insurance. This coverage, like other insurance programs, is helpful for homeowners when it comes to keeping their property...

How to Stay Safe When Shoveling Snow from Your Property

The holidays have come and gone and we’ve stepped into yet another new year. For certain parts of the country, this means plenty of snowy weather and chilly days ahead. But for homeowners, this means...

Don’t Let Those Christmas Lights Turn into a Fire or Electrical Hazard!

Thanksgiving is over and the holidays are officially in full swing, which means it’s time to put up the tree, hang the ornaments, and plug in the lights. But while it’s a great time to...

Piping-Hot: How to Prevent Your Plumbing from Freezing This Winter

Fall has arrived, bringing with it crisp weather, changing leaves, and some time to prepare before the cold winter months settle in. And while you may be looking forward to the coming holiday season, you...

Household Tips for a Safe and Spooky Halloween

Halloween is already arriving around the corner, and as families are decorating their yards and figuring out what they want to dress up as this year a wide range of underlying risks are waiting to...